The Basics of Medicare
Medicare is a federal program designed to provide healthcare coverage for individuals aged 65 and older, as well as younger people with certain disabilities or conditions. Here’s a breakdown of its components:
- Part A (Hospital Insurance): Covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health services.
- Part B (Medical Insurance): Provides coverage for outpatient care, doctor visits, preventive services, and durable medical equipment.
- Part C (Medicare Advantage): An alternative to Original Medicare, these plans are offered by private insurers and often include additional benefits like vision, dental, and hearing.
- Part D (Prescription Drug Plans): Helps cover the cost of prescription medications, ensuring affordable access to necessary treatments.
Why Choose Barakat Insurance?
Selecting the right Medicare plan requires understanding intricate details like coverage limits, premiums, and physician networks. At Barakat Insurance, we simplify this process by:
- Offering personalized consultations to identify your needs.
- Providing clear comparisons between Original Medicare, Medicare Advantage, and Supplement Plans.
- Helping with enrollment and ensuring you maximize your benefits.
Whether you’re new to Medicare or considering changing your plan, Barakat Insurance ensures you make informed decisions to safeguard your health and finances. Learn More.
