If you’re between jobs, waiting for open enrollment, or need temporary coverage, short term health insurance may be the right solution. At Barakat Insurance, we help individuals across Florida find affordable, flexible short-term plans tailored to their immediate health needs — with expert, no-cost assistance.
What Is Short Term Health Insurance?
Short-term health insurance provides temporary medical coverage for individuals and families who are:
- Between jobs
- Recently graduated
- Waiting for ACA enrollment
- Losing employer-sponsored coverage
- Retiring early but not yet eligible for Medicare
These plans typically last from 1 month to 12 months, with the option to reapply in many cases.
Benefits of Short-Term Plans:
- Quick approval (coverage can start in 24 hours)
- Flexible coverage periods
- Lower monthly premiums
- Freedom to choose doctors and hospitals (in many plans)
- Great temporary solution during life transitions
However, keep in mind that short term plans do not cover pre-existing conditions and are not ACA-compliant. That’s why speaking with a licensed agent is key to understanding your best options.
Short-Term Health Insurance in Florida Cities
At Barakat Insurance, we serve clients across Florida, helping them compare and enroll in short-term plans from top carriers. Whether you’re relocating, transitioning jobs, or in need of gap coverage, we’re here to help.
Here are some of the Florida cities we serve:
✅ Miami
Residents in Miami choose short term plans for quick, temporary coverage while between employer plans or waiting for ACA enrollment.
✅ Orlando
We help individuals in Orlando find short-term coverage that includes local doctors and emergency care access.
✅ Tampa
In Tampa, our clients often turn to short term policies for affordable protection while switching careers or moving.
✅ Jacksonville
Jacksonville residents rely on us to find flexible plans that offer fast approvals and temporary peace of mind.
✅ Kissimmee
In Kissimmee, we help families and individuals secure short-term plans that cover essential healthcare needs during periods of transition.
✅ Cocoa
Cocoa residents count on us to provide quick and affordable short-term health insurance, especially when ACA options are not immediately available.
✅ Fort Lauderdale & West Palm Beach
From Fort Lauderdale to West Palm Beach, we assist clients in navigating the pros and cons of short-term options versus full coverage.
✅ Other Cities We Serve:
- St. Petersburg
- Hialeah
- Cape Coral
- Port St. Lucie
- Boca Raton
- Lakeland
- Hollywood
- Tallahassee
- Clearwater
- Gainesville
Why Choose Barakat Insurance?
✅ Licensed Florida Agents
✅ Free Personalized Consultations
✅ Multilingual Support (English, Arabic, Spanish)
✅ Access to Trusted Carriers
✅ Local Knowledge of Florida Cities & Plans
We make it simple to understand your options, compare plans, and enroll quickly — all at no extra cost to you.
Get the Coverage You Need — Fast
Need short-term health insurance in Florida? Whether you’re in Miami, Tampa, or anywhere in between, Barakat Insurance can help you find the right plan today.
📞 Call now or visit our Short-Term Plans page to speak with a licensed agent.