After an injury or surgery, physical therapy can be the key to independence.
But many people worry: Will Medicare cut me off too soon?
Medicare does cover physical therapy when medically necessary — with no strict visit limit. However, coverage depends on:
Medical documentation
Ongoing progress
Provider approval
Copays and coinsurance still apply, and Advantage plans may reduce those costs significantly.
At Barakat Insurance, we help clients choose plans that keep recovery affordable.