Obamacare Special Enrollment
Obamacare was created to improve the quality of life for those who could not get insurance from their employers, and to lower health care costs in general. To make health insurance affordable, the Affordable Care Act mandated that all Americans must have medical insurance coverage.
Private insurance companies now make healthcare plans available to citizens in each state via the healthcare marketplace. For low income families and individuals, there are tax credits made available to offset the cost of the insurance plan premiums.
Knowing when to sign up and when you are eligible to sign up due to special circumstances is important. Barakat Insurance Can Help!
Obamacare Enrollment Periods for Floridians
Plans sold during Open Enrollment typically start providing coverage January 1, 2021. Healthcare marketplace (Obamacare) open enrollment occurs annually and is the only period of time each year during which you can enroll in a new health plan, switch your plan, or re-enroll in your current plan… Unless you have a qualifying life event.
Obamacare Special Enrollment Period
If you miss open enrollment there are Special Enrollment Periods for which you may qualify. Special enrollment eligibility allows a 60-day window of time during which you can enroll in Obamacare health plans.
What is Obamacare Special Enrollment?
If you missed the Affordable Care Act or “Obamacare” open enrollment period and find yourself in need of health insurance, you may still qualify for Obamacare under a Special Enrollment Period.
The Obamacare Special Enrollment Period is the time frame that falls out of the time of Open Enrollment (November 1st thru December 15th) for that year. To be eligible to sign up for Obamacare under the Special Enrollment Period you or someone in your household must have what is known as a “Qualifying Life Event”. There are certain criteria for you to have a Qualifying Life Event and sign up under the Special Enrollment Period.
Do I have a “Qualifying Life Event” That Qualifies for Obamacare Special Enrollment?
Life is ever changing and sometimes life can unexpectedly leave you without your health insurance. If there was a death in the family or you suddenly became unemployed, you will likely qualify for and Obamacare special enrollment period. You don’t have to wait until open enrollment to qualify for a health insurance plan due to life events that you have no control over.
There are many life events which can occur and leave you without healthcare coverage. These are considered “Qualifying Life Events” and the marketplace will allow you to enroll during a Special Enrollment Period.
The Affordable Care Act and “Obamacare” Special Enrollment Period was designed to help those who lack health insurance coverage. With all economical changes having occurred due to Covid-19, millions of Floridians have lost insurance coverage
If you are without coverage, you cannot wait to sign up for health insurance under the regular Open Enrollment Period. We don’t want to see any Floridian take the risk of being without healthcare coverage, especially during the Covid-19 pandemic.
If you live in Florida, we can get you qualified for an Obamacare special enrollment period.
Barakat Insurance Can Help You Claim Coverage with Obamacare Special Enrollment. The Healthcare Marketplace is a very difficult website for most people to handle acquiring coverage on their own. Not knowing which plan to choose from can often have individuals put off enrolling due to uncertainty. Additionally, many Americans do not understand how to receive and apply the premium subsidies, which are essentially tax credits.
Barakat Insurance will guide you to the right plan at the right price, with the right coverage.
Call us today for a free consultation and get the healthcare coverage you want and deserve!